My last car insurance policy expired in November 2002. I had three years of no claims discount / bonus at that point. It seems I now cannot use this on my new car insurance! Only adds £120 to the premium, but it's annoying starting from fresh, as I have had no claims ever, no offenses, no speeding tickets, no parking tickets, or even been pulled over by a cop. I guess I just pay more because of certain other oiks of my age and gender who drive like idiots.